The Law Offices of Jef Henninger, Esq.
Aggressive New Jersey Attorneys
Office Locations Throughout the State

Call 855-953-3529 24/7

facebook linkedin

Attorney Profiles

Firm Overview


Office Locations
*By Appointment Only

90 Washington Valley Road
Bedminster, NJ 07921

Cherry Hill
1818 Old Cuthbert Rd.
Cherry Hill, NJ 08034

1135 Clifton Avenue
Suite 11
Clifton, NJ 07013

20 Commerce Drive
Suite 135
Cranford, NJ 07016

East Brunswick*
197 Route 18 South
Suite 300
East Brunswick, NJ 08816

4400 Route 9 South
Suite 1000
Freehold, NJ 07728

Jersey City
551 Summit Avenue
Jersey City, NJ 07306

33 Wood Ave. South
Suite 600
Iselin, NJ 08830

55 Madison Avenue
Suite 400
Morristown, NJ 07960

One Gateway Center
Suite 2600
Newark, NJ 07102

30 Knightsbridge Road
Suite 525
Piscataway, NJ 08854

100 Overlook Center
2nd Floor
Princeton, NJ 08540

Tinton Falls
788 Shrewsbury Ave.
Suite 2209
Tinton Falls, NJ 07724 

Toms River*
230 Main Street
2nd Floor
Toms River, NJ 08753

354 South Broad Street
Trenton, NJ 08608


Debt and Divorce

Most people know that any divorce settlement involves determining who will be responsible for each of the marital debts. But some people may be surprised to learn that if your spouse fails to meet their debt obligations, creditors may call you for payment. This is true because of the fact that both names appear on the debt. While your spouse or ex-spouse may have agreed to take on the responsibility for a particular bill, your name may still be tied to the debt, and failure to pay can negatively affect your credit rating.

For example, assume a wife lives in the former marital home and agrees to pay the water bill and other utilities. When the wife fails to pay the water bill, it would seem like the wife's problem. But if the husband originally set up the utilities, the water company may still show him as the responsible party. He may receive phone calls from debt collectors, and may even be sued if the debt isn't paid.

These problems can be solved through anticipation and avoidance. An experienced divorce attorney can help you remove your name from accounts for which you are no longer responsible. It is important to consider this not only for utilities but also for any other type of financial obligation such as mortgages, auto loans, credit cards, department store accounts and cell phone services. In addition, indemnification clauses in your agreement can help shield you from liability by making your spouse fully responsible for the debt at issue. Be sure to discuss these issues with your divorce attorney.

Call us anytime at: (855) 953-3529

Free initial consultation. All major credit cards accepted.